VIRTUAL PAYMENT METHOD AND SYSTEM

A virtual payment method and system. A first virtual account is associated with a physical account, and a second virtual account is associated with the physical account. That is, virtual accounts of different accounts are all associated with the physical account. During the payment for flight ticket booking information by means of virtual payment, it is an exchange of a virtual currency between different virtual accounts associated with the same physical account. During the process, balances in virtual accounts that exchange virtual currencies with each other change, but the total amount in the physical account associated with a plurality of different virtual accounts remains unchanged, that is, the actual currency amount in the physical account does not change. The present invention would not be restricted by an implementation measure of the Central Bank. In the present invention, a third-party trading platform is not used, payment of a consumption amount is directly achieved by means of a plurality of virtual accounts under a physical account within own platform thereof, and a balance exchange between different virtual accounts is performed under the same account, without a daily or annual transaction limit.

A virtual payment method and system. A first virtual account is associated with a physical account, and a second virtual account is associated with the physical account. That is, virtual accounts of different accounts are all associated with the physical account. During the payment for flight ticket booking information by means of virtual payment, it is an exchange of a virtual currency between different virtual accounts associated with the same physical account. During the process, balances in virtual accounts that exchange virtual currencies with each other change, but the total amount in the physical account associated with a plurality of different virtual accounts remains unchanged, that is, the actual currency amount in the physical account does not change. The present invention would not be restricted by an implementation measure of the Central Bank. In the present invention, a third-party trading platform is not used, payment of a consumption amount is directly achieved by means of a plurality of virtual accounts under a physical account within own platform thereof, and a balance exchange between different virtual accounts is performed under the same account, without a daily or annual transaction limit.